Business

A credit freeze stays in place until you lift it. It is free to place and lift, does not hurt your credit score, and can be lifted temporarily when a lender needs to check your credit.

Yes, if the FSA is limited-purpose (dental, vision, preventive) or post-deductible; a general-purpose health FSA generally blocks HSA contributions, per IRS Publication 969.

A stock buyback is when a company repurchases its own shares, reducing the number outstanding; it is an alternative to dividends for returning cash to shareholders.

Buy a stock on or after its ex-dividend date and you will not get the next dividend; buy before it and you will.

A copay (copayment) is a fixed amount you pay for a covered health care service after your deductible, often at the time of the visit; amounts can vary by service.

The 2026 Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel went to American economists Robert E. Hall of Stanford University and Michael Woodford of Columbia University, the Royal Swedish Academy of Sciences announced on October 12, 2026. They were honored “for microeconomic foundations of macroeconomic stabilisation”: models built on how forward-looking households … Read more

Identity theft is the use of someone else’s personal information, like a name or Social Security number, without permission to commit fraud.

The S&P 500 tracks 500 large U.S. companies, selected by a committee at S&P Dow Jones Indices.

GDP stands for gross domestic product. It is a monetary measure of the total market value of all final goods and services produced in a country or region during a specific period, usually a year. Economists use it to gauge the size of an economy, and its main components are consumption, investment, government spending, and … Read more

An industrial design is the protected visual appearance of a product, such as its shape, pattern, or color.